Building Financially Confident Teens

Futures Financials Inc. is a student-led 501(c)(3) nonprofit teaching personal finance, entrepreneurship, and real-world decision-making to middle and high school students—through interactive workshops, school partnerships, and community programs.

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Our Origin Story

“How it started”

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From Club to Movement

The Financial Literacy Club began at Bergen County Technical High School (NJ)—founded by 12 students who saw a gap in what school teaches. Most teens graduate without knowing how to open a bank account, budget their paycheck, or invest.

We turned that club into Futures Financials Inc., a student-powered nonprofit with a simple mission: make financial education accessible, engaging, and everywhere.

Our Mission

To make financial literacy accessible to everyone—regardless of age, background, or income. We believe financial education is a fundamental life skill. Our programs build not just knowledge, but confidence, freedom, and equity.

We focus on:

  • Personal finance foundations: banking, budgeting, saving, credit

  • Entrepreneurship & earning: idea to side-hustle basics

  • Investing & decision-making: long-term thinking, risk vs. reward

A classroom scene with students sitting at tables, listening to two boys giving a presentation. The presentation slide on the screen reads 'Emotional Spending!'. The classroom has a bulletin board with various papers and motivational quotes.

Programs Overview

  • Line drawing of a person giving a presentation to two seated viewers with a large display screen.

    Workshops

    Student-led, hands-on sessions delivered in classrooms and after-school programs.

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    School Partnerships

    Custom series for middle & high schools. assemblies, clubs, and curriculum support.

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    Community Outreach

    Libraries, youth orgs, and community events—bringing financial education everywhere.

Get Involved

Led by Students. Supported by Educators & Mentors

  • Danny Jang is a junior in the Strategic Asset Management program at Bergen County Technical High School and the CEO and Founder of Futures Financials Inc. Driven by a commitment to accessible education, Danny launched Futures Financials to expand his

    Danny Jang

    Founder
    Chief Executive Officer (CEO)

    Danny Jang, a junior in the Strategic Asset Management program at Bergen County Technical High School, is the CEO and Founder of Futures Financials Inc. He created the nonprofit to expand his school’s Financial Literacy Club and make financial education accessible to people of all backgrounds. A published author and economics researcher at Seton Hall, Danny plans to study economics in college. Known for his strategic mindset, he actively connects with mentors to broaden his knowledge. Outside of academics, he plays basketball for his school and club teams, balancing his passion for sports with his educational pursuits.

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    Wesley Leung

    Chief Operating Officer (COO)

    Wesley Leung is the Chief Operating Officer and Co-Founder of Futures Financials Inc., a 501(c)(3) non-profit organization dedicated to financial literacy education. Invited by Danny Jang to help co-found the organization, Wesley has been instrumental in creating dynamic and engaging presentations used in schools, leading teams to deliver them in impactful ways. He has also testified before New Jersey senators in support of Senate Bill S3497, advocating for mandatory personal finance education in high schools, and has helped build a dedicated team of over 55 members. Wesley’s leadership reflects his passion for empowering students with the tools to achieve financial security.

  • A man with dark curly hair, beard, and earrings instructs children during a sports activity in a gymnasium, with a white wall and an exit sign in the background.

    Laurence Finkelman

    Director of Program (DOP)

    Laurence Finkelman, Director of Programs, leads the planning, execution, and evaluation of initiatives, ensuring high standards and impact. With a background in business, including classes in school and independent online courses, Laurence brings valuable insights into program development. His early exposure to the field, guided by his father who works at JPMorgan, has shaped his interest in economics and global trends. Laurence is a student in Bergen Tech’s Strategic Asset Management program and was accepted into the business program at Bergen Academies, aiming to inspire others on their paths to success.

  • Leo Yeo

    Chief Administrative Officer (CAO)

    Kihoon (Leo) Yeo, a junior in the Law and Justice program at Bergen County Technical High School, is the Chief Administrative Officer of Futures Financials Inc., where he oversees operations and ensures legal compliance, supporting the CEO and COO to maintain executive decision-making. Passionate about law and public policy, Kihoon contributes to curriculum development, strengthening accountability and promoting financial literacy as a core educational priority. Outside of his role, he enjoys reading, playing clarinet in various ensembles, and training for lacrosse.

  • Yuin Kwak

    Chief Product Officer (CPO)

    Yuin Kwak, a junior in the Law and Justice Program at Bergen County Technical High School, serves as Chief Product Officer of Futures Financials Inc., where he shapes products to meet client needs and market demands, collaborating with development and sales teams on features, pricing, and compliance. Driven by a passion for public policy and finance, Yuin has connected with professionals across fields to deepen his commitment to financial literacy. Outside of work, he enjoys outdoor activities, including lacrosse and fishing with friends.

  • A man with curly black hair and a beard wearing a white basketball T-shirt holding a basketball, engaging in a conversation with a person whose back is visible. The background shows a gymnasium or indoor basketball court.

    Adrian Dominguez

    Chief Compliance Officer (CCO)

    Adrian Dominguez, Chief Compliance Officer of Futures Financials Inc., ensures the organization operates within legal and regulatory standards, guiding policies and practices to maintain integrity and effectiveness. With a strong background in business and financial management, he is dedicated to advancing the mission of making financial literacy a core life skill for all. Adrian actively engages with team initiatives and collaborates to enhance program impact. Beyond his role, he enjoys playing basketball, following a wide range of sports, and staying active in his free time.

  • Mikayla Vigilanti

    Chief Marketing Officer (CMO)

    Mikayla Vigilanti, a junior in the Law and Justice Program at Bergen County Technical High School, serves as the Chief Marketing Officer of Futures Financials Inc., leading initiatives to promote financial literacy and community engagement. A national-level track athlete, she balances her athletic achievements with her passion for education and outreach. Mikayla also works at the zoo, reflecting her love for animals and diverse interests. Her leadership, dedication, and multifaceted experiences underscore her commitment to excellence and making a positive impact both within the organization and in the community.

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    Justin Pua

    Creative Director (CD)

    Justin Pua, a sophomore in the Strategic Asset Management program at Bergen County Technical High School in Teterboro, serves as the Creative Director of Futures Financials Inc. He leads creative strategy and branding, using his experience in digital media to make the organization stand out and attract partners. Justin’s dedication to financial literacy is rooted in personal experience, having witnessed the challenges his family faced during the 2008 financial crisis due to predatory loans. He aims to help others avoid similar pitfalls through education. Outside of work, Justin enjoys basketball, fishing, and outdoor activities.

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    Kingston Singh

    General Counsel

    Kingston Singh, a junior in the Law and Justice Program at Bergen County Technical High School, is the General Counsel for Futures Financials Inc., where he oversees all legal matters and provides risk management advice to ensure compliance. His legal expertise helps keep the organization’s operations smooth and aligned with regulatory standards. Committed to financial literacy, Kingston believes in its role for lifelong success and supports the mission wholeheartedly. In his free time, he enjoys soccer, watching football, and playing the trumpet in both marching and concert bands.

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    Maxine Oliveira

    Chief Development Officer (CDO)

    Maxine Oliveira, a junior in the Strategic Asset Management program at Bergen County Technical High School, is the Chief Development Officer of Futures Financials Inc. In this role, she builds strategic partnerships and leads outreach to banks and sponsors to secure funding, leveraging her experience in business and finance to effectively communicate the organization’s goals. Maxine believes that financial literacy is an essential skill all schools should teach and is dedicated to supporting this mission. Outside of work, she enjoys playing violin in orchestras, babysitting, working as a camp counselor, and spending time with friends and family

  • A young Asian man with short black hair wearing a black polo shirt with a red embroidered polo player logo, smiling slightly against a light blue background.

    Justin Kim

    Managing Director

    Justin Kim, a junior in the Law and Justice Program at Bergen County Technical High School, is the Managing Director of Futures Financials Inc. In this role, he leads initiatives to expand the organization’s reach and promote financial literacy among students and communities. Passionate about empowering others, Justin values the role of financial education in helping people take control of their futures and make informed decisions. He works closely with team members and partners to develop impactful programs that align with the organization’s mission. Outside of his leadership role, Justin plays football and lacrosse, and aspires to pursue a career in politics to drive meaningful and lasting change.

Our Chapters

  • Princeton University Society of Ethics

  • Fort Lee High School, NJ

  • Hackensack High School, NJ

  • Hebron High School, TX

  • Northern Valley Regional High School, NJ

  • Bogota High School, NJ

  • St. John’s Preparatory School, NY

  • Irvington High School, CA

  • Bergen County Technical High School – Teterboro, NJ

  • Cresskill High School, NJ

  • Eastchester High School, NY

Map of Yonkers, New York, highlighting five high schools with red location markers labeled Hackensack High School, Bergen County Technical Schools, Fort Lee High School, Eastchester High School, and St. John's Preparatory School.
Map showing a travel route from Hebron High School in Dallas, Texas to Irvington High School in California, passing through cities like Fort Worth, San Diego, Phoenix, Tucson, and Las Vegas.